From pandemics to recessions, bear markets to energy crises, life is full of financial setbacks. The hard truth is that it’s not a matter of if there will be another economic downturn, but when. The important question to ask is this: how do you prevent a crisis from turning into a full-blown catastrophe?
Drawing on years of experience as an award-winning personal finance columnist, Michelle Singletary shares her expert advice for weathering a financial storm. In this book, she answers the most pressing questions that crop up when money suddenly becomes scarce, like:
What bills need to be paid first? When is it right to dip into savings? What are the best ways to cut back on spending? How do you keep from panicking when the stock market is down? Is this “opportunity” a scam in disguise? This hands-on guide covers debt concerns, credit card issues, cash-flow problems, and dozens of other common financial matters. Whether you’re in the midst of one crisis or preparing for the next, this book provides the tools to secure your wealth and your future.
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“The 21-Day Financial Fast: Your Path to Financial Peace and Freedom” Order Now
In her book, “The 21 Day Financial Fast,” award-winning writer Michelle Singletary has a field-tested financial challenge for you. For twenty-one days, you’ll put away your credit cards and buy only what you need for survival.
With Michelle’s guidance during this three-week financial fast, you’ll discover how to:
- Break your spending habit
- Handle money with your significant other or your spouse
- Break your bondage to debt with the Debt Dash Plan
- Make smart investments
- Be prepared for any contingency with a Life Happens Fund
- Stop worrying about money and find the priceless power of financial peace
As you discover practical ways to achieve financial freedom, you’ll experience something even more amazing: your faith and generosity will increase, too.
“Spend Well, Live Rich: How to Get What You Want with the Money You Have” — Available in hardcover, paperback, tape and CD!
The best financial plannerMichelle Singletary ever knew was Big Mama, her grandmother. Big Mamaraised Michelle and her four brothers and sisters on a salary that neverreached more than $13,000 a year. Yet at her death, Big Mama owned herown home, had paid off a car loan and had a beautiful collection ofSunday-go-to-meeting church hats and a savings account that supplementedher Social Security check and small pension. Most important, she hadtaught Michelle "7 Money Mantras for a Richer Life." Those mantras serve as the inspiration for this straight-talking book of practical personal financial advice that really works.
Michelle is a syndicated columnist for The Washington Postwhose popular personal finance column appears in more than 120newspapers. She's also a mother of three children who understands whatit's like to live on a budget. In a plainspoken, sassy, no-nonsensevoice, Michelle provides answers to the financial issues that confrontalmost every household: how to teach children the value of money; how toaddress money issues in a relationship or marriage; household savingtips; getting the best loans; and much more.
“I enjoyed this book so much that I purchased it for all the young people in my family. I wanted them to be able to make sound financial decisionsand not become a member of the "working poor." This book has the toolsthat will help them accomplish that goal. The information is sound,concise and to the point. Told with enough humor to get your attention,but serious enough to underscore the fact that it is not ‘just money.’”
-- Marie (Manchester, N.J.)
“Your Money and Your Man: How You and Prince Charming can Spend Well and Live Rich” Now available in paperback!
Look out for Michelle Singletary's book "Your Money and Your Man: How You and Prince Charming Can Spend Well and Live Rich," which hit stores on January 31, 2006. In it Singletary guides women on how to manage, plan and invest their finances. She breaks this information down by age (what to do in your twenties, thirties, forties, fifties…) and by stage of romantic relationship—what not to disclose on the first date, when to come completely clean about your financial history, how much to spend on a wedding and when to start saving for college and retirement funds.
Singletary covers this wide range of issues and also addresses the emotional aspects of money’s role in a relationship. She acknowledges that most fights about cash are usually about something else, and stresses the value of open dialogue. Using her professional experience as a financial guide and personal knowledge as a wife and mother, ”Your Money and Your Man” is a manual of eye-opening advice that reads like a conversation with an informed friend.
“Singletary is a …a font of no-nonsense financial wisdom, much of it dispensed in the name of Big Mama, the grandmother who raised her. The book is bursting with excellent and clear instructions for women both single and coupled on everything from budgeting to investing to handling taxes…Taking Singletary's advice does require a grain of salt. Some readers may be turned off by her frankly Christian outlook, with scriptural quotes throughout. And some of her rules, summed up at the end of each section, seem more like moral judgments.”
-- Anya Kamenetz, The Washington Post